Ready for a digital Euro? Insights from a research agenda

Innovative tools—such as cryptocurrencies, electronic money, and digital payments—have enhanced the digitisation of financial system, but not without risk. To ensure financial stability and innovation, Central Banks have recently begun supporting the creation of so-called Central Bank Digital Currencies (CBDCs). The present study reviews the literature around the digital transformation of the financial environment, with a specific focus on the creation of a digital Euro. A bibliometric analysis, conducted on 290 documents from the Scopus database, provides insights into the topic and its future research avenues. The results show a growing interest for CBDCs and their related issues, especially those related to the implementation of monetary policy instruments, which can hinge on issues related to the digital transformation of finance and innovation-related problems such as crime prevention and cybersecurity.