Mutual banks between solidarity and development

Risultato della ricerca: Working paper


This book is a collection of select works presented (in a rather informal editing) at the 28th Congress of the International Confederation of Mutual Banks held in Marrakesh on 21-23 October 2012 and is the result of the collaboration between Center for Research in Economic Analysis (CRANEC) of Catholic University in Milan and Gruppo Credito Valtellinese, which was later extended for some initiatives to Istituto Centrale delle Banche Popolari Italiane (ICBPI). In particular, the volume presents a selection of some of the most significant contributions from the annual conferences organized (since 2009) by Istituto Centrale delle Banche Popolari Italiane (ICBPI) – whose President (G. De Censi) wrote the preface – and the Italian Association of Mutual Banks (ANBP). The first part of the book is devoted to the “general principles” that characterize mutual banks. The essays of leading scholars outline the principles underlying the functioning of mutual banks by identifying the fundamental paradigms of subsidiarity and solidarity for development (A. Quadrio Curzio, also editor of the volume); by highlighting the importance of the co-operative identity (S. Zamagni) and the virtuous features that allow Italian banks to face the current economic and financial crisis (G. Ferri). The significant contribution of the Director General of the Bank of Italy (F. Saccomanni) on the challenges for banks in the new regulatory scenario concludes this part. As editor of this volume I thank very much these prestigious economists for having granted their permission to publish here their essays. The second part focuses on the “international scenarios” (at Italian, European and global levels) and collects several contributions (including case studies) by representatives of the banking industry. We draw the attention on two essays: one on the model of mutual banks in Italy and Europe (H. Guider) and the other one on the co-operative form of mutual banks as a stability and security element (H. Juvin).
Lingua originaleEnglish
EditoreVita e Pensiero
Numero di pagine108
ISBN (stampa)78-88-343-2542-1
Stato di pubblicazionePubblicato - 2013


  • Mutual banks
  • development
  • solidarity


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