Microfinance in developed countries: towards the growth of the sector

Valentina Bramanti, Matteo Pedrini

Risultato della ricerca: Contributo in libroContributo a convegno

Abstract

Inspired by the success of microfinance programs in developing countries, Governments have worked to replicate them also in industrialized economies. Despite the growth of the sector, microfinance’s academic research in developed countries is still very limited. The paper builds on the work of Prior and Argandoña (2009) which discusses four technical problems related to the diffusion of microfinance in developing countries. In re-framing their approach to apply it to developed countries we propose a set of recommendations in order to foster the growth of the microfinance sector: 1) the use of financial institutions to supply microfinance products; 2) the development of an alternative credit scoring in banks; 3) the adoption of a regulatory framework for microfinance; 4) the use of networks as social collaterals. The paper ends up suggesting future research trends grounding on our analysis of the industry.
Lingua originaleEnglish
Titolo della pubblicazione ospiteEURAM 2013
Pagine1-33
Numero di pagine33
Stato di pubblicazionePubblicato - 2013
EventoAnual Conference EURAM 2013 - Istanbul
Durata: 26 giu 201429 giu 2014

Convegno

ConvegnoAnual Conference EURAM 2013
CittàIstanbul
Periodo26/6/1429/6/14

Keywords

  • Microfinance

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