Household's willingness to pay for health microinsurance and its impact on actual take-up: results from a field experiment in Senegal

Jacopo Daniele Bonan, Jacopo Bonan, Philippe Lemay-Boucher, Michel Tenikue

Risultato della ricerca: Contributo in rivistaArticolo in rivista

2 Citazioni (Scopus)

Abstract

Community-based health insurance schemes (CBHIS) have been present in the region of Theis, Senegal, for many years. Yet, despite the benefits they offer, take-up rates remain low. This article measures the willingness to pay (WTP) for CBHIS premiums in such a context; our results highlight the role of income, wealth and risk preferences as determinants of WTP. We also provide an analysis of the predictive power of WTP on the actual take-up of insurance following our offering of membership to a sample of 360 households. Results show that WTP has a positive and significant impact on actual CBHIS take-up
Lingua originaleEnglish
pagine (da-a)1445-1462
Numero di pagine18
RivistaJournal of Development Studies
DOI
Stato di pubblicazionePubblicato - 2014
Pubblicato esternamente

Keywords

  • Microinsurance
  • Willingness to Pay

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